Accidental overdrafts happen. But with a line of credit, the fees and headaches that come afterward don’t have to.
Key Features
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Competitive Rates
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Automatic Checking Deposits
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No Annual Fee
Competitive Rates
Automatic Checking Deposits
No Annual Fee
Details
- Competitive rates for a variety of ongoing needs
- Not available for business loans
- Accommodating repayment options
- Conveniently meet needs as they arise; no need to apply for separate installations
- Funds easily available via in-person or phone transfers to a specified GCFCU checking account
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Overdraft Lines of Credit
- Automatic protection from declined charges and returned checks
- Avoid embarrassment and costly fees
- Protects credit rating
- Provides peace of mind
- No annual fee
- Only activated when checking account becomes overdrawn
- Competitive interest rate only on overdrawn amount